Welcome to NaijaSmartData. By creating an account or using any of our services you agree to these Terms & Conditions. Please read them carefully.

1. Your account

You must provide accurate, current information when you register and keep it up to date. You are responsible for keeping your password and transaction PIN confidential, and for all activity that happens under your account.

2. Wallet & funding

Your wallet is a stored-value balance used to pay for services on NaijaSmartData. You may fund it via our supported payment methods. Funds in your wallet are not transferable to third parties except through the withdrawal and transfer features we provide.

3. Purchases and pricing

• Prices shown at checkout are the final amounts that will be debited from your wallet.
• Airtime, data, cable, electricity and education products are delivered through licensed service providers.
• Once a top-up has been successfully delivered to a phone number, smartcard or meter, it cannot be reversed.
• If a transaction fails, your wallet is refunded automatically — usually within minutes.

4. Refund policy

Failed transactions are reversed to your wallet automatically. If you believe a transaction was incorrectly completed, contact support within 24 hours with your transaction reference and we will investigate promptly.

5. Acceptable use

You agree not to use NaijaSmartData for any unlawful purpose, including fraud, money laundering or the purchase of services using funds you are not authorised to use. We may suspend or close accounts that violate these terms.

6. Service availability

We work hard to keep our platform available at all times, but we may occasionally carry out maintenance or experience downtime caused by factors beyond our control, including network or provider outages.

7. Limitation of liability

NaijaSmartData acts as a reseller and payment intermediary. We are not liable for indirect or consequential losses, or for failures caused by third-party providers, network operators or events outside our reasonable control.

8. Changes to these terms

We may update these terms from time to time. Continued use of the platform after changes are published constitutes acceptance of the updated terms.

9. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria.

10. Contact

Questions about these terms? Email naijahighlifedata.com@gmail.com or chat with us on WhatsApp at 08168278319.