At NaijaSmartData, your privacy matters to us. This policy explains what information we collect, why we collect it, and how we keep it safe. By using our platform you agree to the practices described below.

1. Information we collect

• Account details — your name, email address and phone number.
• Transaction data — the services you purchase, amounts, recipients and references.
• Technical data — IP address, device type and browser, used for security and fraud prevention.
• Payment data — handled directly by our payment partners. We never store your full card details.

2. How we use your information

• To create and manage your account and verify your identity.
• To process your top-ups, bill payments and wallet funding.
• To send you receipts, verification codes and important service notices.
• To detect and prevent fraud, abuse and unauthorised access.
• To improve our services and provide customer support.

3. Sharing your information

We do not sell your personal data. We share only what is necessary with trusted partners such as payment processors and service providers so that your transactions can be completed, and where we are required to do so by law.

4. Data security

We use industry-standard safeguards including encrypted connections, hashed passwords, PIN protection for transactions and strict access controls. While no system is completely immune, we work continuously to protect your data.

5. Your rights

You may access, correct or request deletion of your personal information at any time, and you may opt out of non-essential communications. To exercise any of these rights, please contact us.

6. Cookies

We use cookies and similar technologies to keep you signed in and to remember your preferences, such as your chosen light or dark theme. You can control cookies through your browser settings.

7. Contact us

Questions about this policy? Email naijahighlifedata.com@gmail.com or message us on WhatsApp at 08168278319.